The workshop "Money Smart Kids: Learn to Save, Spend and Grow Your Money the Right Way" was conducted by CA Premlata Daga Saboo and CA Aman Jain for students of classes 8 to 12. The session focused on building early financial awareness through simple and practical concepts that children and families can apply in daily life.
The speakers introduced the idea of childhood saving habits through the familiar gullak and explained how early discipline helps money grow through the power of compounding. They shared easy strategies such as the 24-hour rule to prevent impulse buying, the 50:30:20 budgeting model and understanding the EMI illusion. The session also touched upon why fixed deposits may not always beat inflation and introduced liquid funds as a flexible option for short-term saving.
Financial safety formed an important part of the discussion, with the speakers highlighting the rising risk of online frauds and the need for open conversations about money at home. Audience questions on beginner investments, digital safety and saving habits made the session highly interactive and relevant for young learners and their parents.